List of Insurane Companies in US
Access General Insurance
AccuQuote
Aetna
Aflac
Alleghany Corporation
Allied Insurance
Allstate
American Automobile Association
American Family Insurance
American Income Life Insurance Company
American International Group (AIG)
American Pet Insurance Company
American National Insurance Company
Americo Financial Life and Annuity Insurance Company
Ameritas
Amica Mutual Insurance
Aon Corporation
Assurant
Assurity
Auto-Owners Insurance
AXA Equitable Life Insurance Company
Bankers Life and Casualty Company
Berkshire Hathaway
California Casualty
Capital Insurance Group
Cincinnati Insurance Company
CNA Financial
Colonial Life & Accident Insurance Company
Commerce Insurance Group
Conseco
Country Financial
Chartis
Chubb Corp.
Elephant.com
Encompass Insurance Company
Erie Insurance Group
Equitable Life & Casualty insurance Company
Esurance
Evergreen USA RRG
FCCI Insurance Group
Farmers Insurance Group
Federated Mutual Insurance Company
GAINSCO
GEICO
General Re
Genworth Financial
GMAC Insurance
Gracy Title Company
Guardian Life Insurance Company of America
GuideOne Insurance
Hanover Insurance
The Hartford
HCC Insurance Holdings
HCF Insurance
Hereford Insurance Company
Horace Mann Insurance Company
Infinity Property & Casualty Corporation
Insurance Company of the West (ICW Group)
International Fidelity Insurance Company
Illinois Mutual
Insurance-Dr.com
Jackson National Life
John Hancock Insurance
Kemper Insurance
K&K Insurance
Knights of Columbus
La Playa Insurance
lgap Insurance
Liberty Mutual
Lincoln National Corporation
Markel Corporation
MassMutual Financial Group
Merchants Insurance Group
Mercury Insurance Group
MetLife
Mutual of Omaha
Nationwide Mutual Insurance Company
New Jersey Manufacturers Insurance Company
New York Life Insurance Company
Northwestern Mutual
Ohio National
Omega
OneBeacon
Oxford Health Plans
Pacific Life
PEMCO
Penn Mutual
Preferred Mutual Insurance Company
Primerica
Principal Financial Group
Progressive
Protective Life
Prudential Financial
The Regence Group
Reliance Insurance Company
Response Insurance
RLI Corp.
Safe Auto Insurance Company
Safeco
Safeway Insurance Group
Sentry Insurance
Selective Insurance
Seven Corners Inc
Shelter Insurance
Southern Aid and Insurance Company
Standard Insurance Company
State Farm Insurance
Symetra
Tri-State Consumer Insurance Company
TIAA-CREF
The Travelers Companies
Tower Hill Preferred
Tower Hill Prime
Tower Hill Signature
Trupanion
Uniguard - Headquarter in greater Seattle area
United Automobile Insurance Company
Unitrin Direct Auto Insurance
Unum
Vantislife Insurance Company
USAA
Wawanesa Insurance USA (CA and OR)
West Coast Life
Western Mutual Insurance Group
Western & Southern Financial Group
Westfield Insurance
Western Reserve Life Insurance Company
White Mountains Insurance Group
Zacharias Insurance
Wednesday, August 1, 2012
About Insurance
Insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.
The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated.
The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated.
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